INDIVIDUAL BENEFITS

Individual and Family Benefits

Health - Currently without health insurance? Looking for an alternative to the health plan offered by your employer? We will shop to find you the best possible rates, and with VBG, you NEVER pay an administrative fee.
Life - Temporary or permanent, we will find your the best product to fit your family's needs. We work with dozens of carriers to get you the best possible solution to your family's insurance needs.
Medicare - Turning 65? We have the products to make medical expenses in retirement worry-free. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Retirement - From Indexed Universal Life (IUL) plans to Fixed and Indexed Annuities, we offer the solutions to supplement and improve your retirement income.
Ancillary - Disability, Long-Term Care, Dental, Vision, Legal/Identity, etc. Core benefits are already covered, but need to round out your coverage? We have the products you're looking for at the prices you're hoping for.
Supplemental - Live an active lifestyle? Trying to have children? Family history of cancer or heart disease? Amazing protection is more affordable than you think. Medical care doesn't have to be expensive; protect yourself.
Legal / ID Protection - Protect yourself from identity theft as well as other common legal expenses for one low monthly fee.

Medicare, Individual, and Family Benefits

 VBG has the solutions available to fully protect you and your family. Be it health, Medicare, life, dental, disability, long-term care, supplemental, or a combination of multiple lines, we can build a solution to fit your budget and your needs. Contact us for a no-risk/no-obligation quote. We never charge administrative fees, so the rates from us are the same rates direct from the insurance carrier. We'll shop all our vendors to find the best coverage at the best rates for you and your family. We appreciate the opportunity to protect those you care about most.

Effective October 1, 2013, Vinez Benefits Group is partnered with both the Federal Health Insurance Marketplace as well as MNsure (Minnesota State Exchange).

Get started with a FREE Life Insurance Quote, courtesy of our partners at Topo. This will give you an idea of how much a term life plan might cost. When you have an idea of what you're looking for, we'll shop around to make sure that you're getting the best rate possible.
Get started with a FREE Health Insurance Quote, courtesy of the Federal Insurance Marketplace. If you live in Minnesota, get your free Minnesota Health Quote courtesy of MNsure.

Disability Insurance

Get your no-risk quote from Illinois Mutual on individual disability or life insurance plans. If you don't currently have disability offered through your employer, this is a wonderful way to enhance your protection at a reasonable rate.

Their life insurance products offer wonderful protection with great riders: term policies with return of premium and low-cost whole life products are just two of their great options.

Dental & Vision Insurance

A good smile is one of the first things another person will notice about you. Make yours stand out! We offer affordable options from a number of carriers, all of which will help you offset the staggering cost of dental insurance.

You can get a free quote HERE with Security Life or HERE with Spirit Dental. If it fits your needs and your budget, you're able to apply right online.

Travel Insurance

VBG is now pleased to partner with International Marketing Group to provide health benefits for your travel abroad. Whether you're going for fun or going for work, your health coverage might not go with you. Get your free no-risk quote and apply on-line if it makes sense.

Pre-Paid Legal Services & ID Theft Prevention

We partner with a number of national carriers that provide the best protection for ID Theft & Pre-Paid Legal services. Click for a quote today:
Securus ID
Legal Shield / ID Shield